July 24, 2008

SHARE LOAN

CERTIFICATE LOAN
Term Rate Term Rate
12-60 mos. 4.50% 60 mos. maximum 2% over Certificate Rate

PERSONAL LOAN

AUTO LOAN
Term Rate Term (10-20% Down) Year Rate
12 mos. 8.50% 72 mos.(New from Dealer) 2008-2007 5.00%
24 mos. 9.00% 60 mos. Used 2007 6.75%
36 mos. 9.50% 60 mos. 2006 7.25%
48 mos. 10.00% 48 mos. 2005 7.75%
60 mos. 10.50% 48 mos. 2004 8.25%
48 mos. 2003 8.75%
36 mos. 2002 9.00%

*ALL POSTED RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. PLEASE CALL FOR CURRENT RATES*

MORTGAGE LOAN RATES

LOAN RATES FOR LOANS UP TO $400,000

FIRST MORTGAGES - RESIDENTIAL RATES FOR ONE FAMILY OWNER OCCUPIED PROPERTY ONLY

*ALL POSTED RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. PLEASE CALL FOR CURRENT RATES*

Mortgage Program 1
Program 1 includes a $325 non-refundable application fee,
a $900 Origination fee, and $2,050 estimated closing costs.
APR’s are based on $100,000.00 loan.

PROGRAM 1

0 Points

Term

Rate

APR

15YR

6.05%

6.26%

30YR

6.60%

6.73%

*ALL POSTED RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. PLEASE CALL FOR CURRENT RATES*

Mortgage Program 2
Program 2 includes $2,050 estimated closing costs.
APR’s are based on $100,000.00 loan.

PROGRAM 2

0 Points

Term

Rate

APR

15YR

6.30%

6.30%

30YR

6.85%

6.85%

*ALL POSTED RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. PLEASE CALL FOR CURRENT RATES*

Second Mortgages - Residential

2nd Mortgage

0 Points

Term

Rate

APR

15YR

7.50%

7.50%

*ALL POSTED RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE. PLEASE CALL FOR CURRENT RATES*


Home Equity Line of Credit
Adjustable Rate Mortgage
Prime Rate ( 5.00% ) minus 0.50%  
Currently 4.50%
 
Up to 80% of Value of Home. Ten year draw period.

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